reflex property solutions

How Does Rent To Own Work

It's As Easy As 1-2-3-4

Step 1 – Register your interest

Fill out a quick form with your details and what you’re looking for.

Step 2 – We find your perfect match
We’ll look at available properties that suit your needs and budget.

Step 3 – Move in and start your journey
You rent the property while building your deposit through monthly top-ups.

Step 4 – Become the owner
When you're ready, you buy the home for the pre-agreed price - using the equity you’ve built up over time.

This gives you time to save, improve credit, or get mortgage ready - without missing out on the home

Why Reflex - and How We Help You Get on the Ladder

Why Choose Reflex Property Solutions?

Transparent process with no hidden catches
Real homes in desirable areas
We work with you to make ownership achievable
Guidance and support throughout the journey
A genuine step onto the property ladder

Who Is Rent To Own For?

Why Choose Reflex Property Solutions?

People who can afford monthly payments but need time to save a deposit
First-time buyers who want to secure a home now
Families looking for a stable, long-term place
Anyone who wants a fair, structured path to ownership

Frequently Asked Questions

Please reach out to us at Rent2Own@reflexpropertysolutions.com if you cannot find an answer to your question.

Do I need perfect credit to qualify?

No - Rent to Own is designed for people who need time to build a deposit or improve credit. As long as you can afford the monthly payments and initial fee, we’ll work with you to find the right property. to this item.

How much do I need upfront?

You’ll typically need an upfront contribution (often called an option fee). This is normally around 3–5% of the agreed-upon purchase price, but you can put down if you wish to reduce your future balance and lower your monthly top-ups. This amount goes toward the eventual purchase of your home.

How long is the Rent to Own period?

Most agreements last between 2–5 years, giving you time to build your deposit and get mortgage ready. We’ll agree a timeline that suits your situation.

What happens if I decide not to buy at the end?

You’re not forced to buy. If you choose not to, you simply move out when the agreement ends. Option fees and monthly top-ups are non-refundable, but there’s no mortgage commitment.

Can I choose the property myself?

In some cases, yes - or we can help you find one that fits your budget and preferences. This flexibility is one of the biggest benefits of Rent to Own.

How quickly can I move in?

If everything checks out and a property is available, you can sometimes move in within a few weeks. For others, it may take a bit longer depending on sourcing and agreements.